
After reading various financial books and researching about money matters, my answer to this question would be ... YES! Last year, I paid and closed 4 of my credit card accounts (I have more than 5) hoping to be able to save after that but because I didn't have the mindset to save back then, I found myself using my remaining credit cards again and went back to spending. Now, I decided again to close my credit card but this time I asked for an installment plan so that I can still save while … Read more»