
It's been 5 years since I have used a credit card. I've been using cash in every transactions to monitor the flow of money going in and out of my wallet. I've been a shopaholic and impulsive buyer before so I choose to close down all my cards and faithfully clear all the balance and have a clean slate. I thought that I wont need a credit card ever, well I think I changed my mind. Having a credit card can either make or break you, you have the total control on how you'll end up with … Read more»
